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  • Budgeting Works!

    To gain financial freedom you must take control of your money, plan for the future and Stop Borrowing Money!
    Two families striving to gain financial freedom share their experiences.
    Blog Author Mona Weathers (monawea)


    Co-author, Manda C.

  • Time To Budget News!

    Manda C. is our new contributing author. Welcome Manda!

Creating a budget that works.

Dave Ramsey is the one that taught my husband and I how to create a budget that really works. I was one of those people that hated to do a budget. I had a tightness in my stomach every time I tried. I think that tightness was the stress of knowing I wasn’t going to be able to follow through with it.

A budget makes sense. Anyone that says different is just fooling themselves. If you don’t tell your money what to do it will control you. Money that is not told what to do goes somewhere else. My husband and I have learned this truth the hard way. For the 15 years we have been married all we had were financial trouble. Every time we thought we were getting ahead something would happen. This still happens from time to time but not nearly as much as it did in the past and now we have a more focused plan and goal. We are actively changing the way we handle money and the first step was creating a budget that worked.

Dave Ramsey offers the budget forms we use for free on his website. These budget forms are called the zero based budget. Your total at the end should equal zero. This may sound impossible for some but if you are really wanting to gain fananical freedom you need to find things to cut out. These forms are best used after reading his book or going through his course but they are still very helpful to anyone looking for a good budget form.

November 7, 2006 | Filed Under Financial Advice 

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