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	<title>Comments on: Credit Card Counseling</title>
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	<link>http://www.timetobudget.com/2007/03/22/credit-card-counseling/</link>
	<description>Get Control And Change The Way You Handle Your Money</description>
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		<title>By: Mona</title>
		<link>http://www.timetobudget.com/2007/03/22/credit-card-counseling/comment-page-1/#comment-1303</link>
		<dc:creator>Mona</dc:creator>
		<pubDate>Fri, 23 Mar 2007 01:15:49 +0000</pubDate>
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		<description>Joe,
If you haven&#039;t already started Dave Ramsey&#039;s program, I highly, highly recommend it. Not only did we learn how to use an affective budget but we also learned about investing, savings, college funding and retirement. The Finanical Peace University is 13 weeks long and churches all over the coutry are hosting them. It cost about $100 per couple for materials but it&#039;s well worth the money. My husband and I loved what Dave Ramsey was teaching so much that we decided to host the Financial Peace University at our church (volunteer basis).</description>
		<content:encoded><![CDATA[<p>Joe,<br />
If you haven&#8217;t already started Dave Ramsey&#8217;s program, I highly, highly recommend it. Not only did we learn how to use an affective budget but we also learned about investing, savings, college funding and retirement. The Finanical Peace University is 13 weeks long and churches all over the coutry are hosting them. It cost about $100 per couple for materials but it&#8217;s well worth the money. My husband and I loved what Dave Ramsey was teaching so much that we decided to host the Financial Peace University at our church (volunteer basis).</p>
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		<title>By: Martin Lindsey</title>
		<link>http://www.timetobudget.com/2007/03/22/credit-card-counseling/comment-page-1/#comment-1277</link>
		<dc:creator>Martin Lindsey</dc:creator>
		<pubDate>Thu, 22 Mar 2007 03:11:16 +0000</pubDate>
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		<description>Good post on planning for the future Mona. It&#039;s always about planning your attack in order to actually knock out your target. 

Hey, I featured you on MartyBLOGs tonight about one of your earlier posts that is a favorite of mine. Take a look when you get a minute.</description>
		<content:encoded><![CDATA[<p>Good post on planning for the future Mona. It&#8217;s always about planning your attack in order to actually knock out your target. </p>
<p>Hey, I featured you on MartyBLOGs tonight about one of your earlier posts that is a favorite of mine. Take a look when you get a minute.</p>
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		<title>By: joe</title>
		<link>http://www.timetobudget.com/2007/03/22/credit-card-counseling/comment-page-1/#comment-1276</link>
		<dc:creator>joe</dc:creator>
		<pubDate>Thu, 22 Mar 2007 03:00:30 +0000</pubDate>
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		<description>Nice post, I actually attended a financial peace class at our church which featured seminars with Dave Ramsey.  Even just watching him on TV made me want to be frugal and motivated me and my wife to really put on the breaks to evaluate our lifestyle and make some much needed changes.</description>
		<content:encoded><![CDATA[<p>Nice post, I actually attended a financial peace class at our church which featured seminars with Dave Ramsey.  Even just watching him on TV made me want to be frugal and motivated me and my wife to really put on the breaks to evaluate our lifestyle and make some much needed changes.</p>
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