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Budgeting Works!
To gain financial freedom you must take control of your money, plan for the future and Stop Borrowing Money!
Two families striving to gain financial freedom share their experiences.
Blog Author Mona Weathers (monawea)
Co-author, Manda C. -
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Time To Budget News!
Manda C. is our new contributing author. Welcome Manda!
Are You Planning For Christmas?
Christmas is just around the corner and if you don’t already have a budget for gifts then I suggest you get started. Spend a little less the next few months and stash some money away for Christmas gifts.
My husband and I are trying to do this and it’s a bit difficult to do when other financial issues come up. A broke down car is one of the issues we are dealing with right now. We have been working around borrowing cars and getting rides with friends but we did not borrow money to get our car fixed.
If we had a emergency fund we would have been able to get the car fixed by now but unfortunately that fund was depleted some time again because of another emergency. Because of a recent job change my husband will not be getting the Christmas bonus he used to get. So now we will be using any extra money to buy Christmas presents. We are not extravagant gift givers so it’s not that much money that we have to save but we do want our kids to get some gifts for Christmas.
I am finding that I am going to have to do some major reevaluating very soon. Things don’t seem to have changed much for us financially and that has to do with slacking on a few things. I think we are just loosing focus and not staying on top of things like we used to but I don’t plan on giving up 
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One Response to “Are You Planning For Christmas?”
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I’ve never been good at planning ahead for the holidays and then am always faced with a scary credit card bill in January. This year, for the first time, I’m trying to change that and spread out the expenses more. Actually, tomorrow I have a photo shoot scheduled for my kids and will be framing pictures as gifts for grandparents and aunts/uncles. I’m planning to do the photos this month and frames next month, so that should make January’s bill a lot less painful.