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Ownership: let go of a lie and create a financial truth

I’ve cheated on Dave. I’ve seen Suze Orman on television while flipping channels, and finally watched last week. Admitedly, I don’t know much about her, but her financial advice seems sound. Her guest was a woman whose husband wanted to declare bankruptcy. Their income was 9k a month. Their outgo was 19k a month. You see the problem. Suze gave her advice, which meant letting go of her 6k a month mortgage by doing a short sale on her house. The woman was adamant that she didn’t need to do so. I shook my head, and wondered why Suze Orman was wasting her breath. I found myself wondering how Dave would handle the situation. I speculated that he wouldn’t waste his breath. He’s about helping people who WANT help. The first step to financial peace is to resolve to never borrow again. The guest on this show was holding on to her lie. She kept making excuses, they could get 2nd jobs, she didn’t want to sell her “stuff”. She was probably the most clueless woman I’ve seen. Finally Suze told her that she didn’t have any stuff. She didn’t own anything. She’d created this lie, and was working to maintain it. I jotted down this comment “you have to let go of the lie and create a financial truth”.

Dave says the same thing when he gives the advice to live your wage. J and I have worked over the last 5 months to create a financial truth. We’ve let go of the things we couldn’t afford. Some days I do miss my van, and I know he misses his truck, but, honestly, they were not ours. We let go of that lie, and created a financial truth. Instead of being behind in our utilities and juggling which to pay. Our utilities weren’t getting paid because we were spending money we didn’t have. We’re fortunate to not have credit card debt. We’re fortunate enough not to have a house that we can’t afford. We still have some decisions to make. My student loans are monstrous. Do I go back to work, or stay at home with my babies. With Dave’s help, we’ve let go of the lie and are living a financial truth. We have that truth to be able to make informed decisions. We’ll be able to consider the cost benefit. Only time will tell which way we’ll go, but as Dave says, prayer does work, and we’ll rely on it to assist us in making decisions. This is a stark contrast to the lies we were trying to perpetrate. It’s less stressful, and more peaceful.

November 25, 2008 | Filed Under Financial Freedom Journey Pep Talk, Financial Goals, Financial Peace Baby Steps, Making More Money | Leave a Comment 

Financial Peace Social Community

Are you interested in more discussion about financial peace? I decided to create a social community for Time to Budget readers. My hope is that this community can be a place for use to share our knowledge and encourage each other on our financial peace journey.

I think the topic of financial freedom is work discussing, don’t you? Stop by and contribute!

money.crowdvine.com (Financial Peace Community)

July 22, 2008 | Filed Under Dave Ramsey Financial Freedom, Debt Help, Financial Advice, Financial Freedom Journey Pep Talk, Financial Goals, Financial Peace Baby Steps, Financial Peace University, Financial Planning, Making More Money, Money Management Tips | 2 Comments 

A Picture of Wealth – How Do You Define Wealth? How Does It Define You?

How do you define wealth?

Do you define wealth by the amount of money you have?

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Do you define wealth by the amount of toys you have?

 

Do you define wealth by your status or power?

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Or?

Do you define wealth by the love of your family?

By the safety and security of your family?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

By a life fulfilled and loved?

 

 

 

 

The wealth you seek now defines how you will be remembered and whether your life was picture of true wealth.

 

True wealth has nothing to do with money, status or power.

 

 

Creative Commons Licensephoto credit: Tracy O

 

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photo credit: homernarvaez

 

photo credit: Christian et Cie

 

photo credit:mobile_reflections photo credit: S A M I K Productions – © KimL.Francesco B

 

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March 28, 2008 | Filed Under Dave Ramsey Financial Freedom, Financial Freedom Journey Pep Talk, Making More Money, True Wealth | 1 Comment 

Very Busy Time Of Year

This time of year always seems to be a very busy time for me. I am not sure why but I always seem to have some kind of project just about to launch every spring. Right now the ProBlogHer.COM project is taking up a lot of my time. The problem with becoming busy is that my finances are often neglected.

I am trying really hard to find balance. Some days I feel as though I have a good handle on things and other days I feel very overwhelmed and disorganized. Today, I got a lot of things done around the house and working online but my budget and bills didn’t get much attention.

My hope for these new project like ProBlogHer.COM is that the income generated will relieve e some of our financial pressures. I am really excited about the fact that ProBlogHer.COM is already generating a buzz even though it’s still in pre-launch.

We will see if my online money making venture will pay off this year. So far my income has continued to increase every month. Like I said in a post I wrote earlier this year, I think this year for income earning.

February 27, 2008 | Filed Under Blogging Goals, Making More Money | Leave a Comment 

Next Page »

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