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	<title>Time To Budget</title>
	<link>http://www.timetobudget.com</link>
	<description>Get Control And Change The Way You Handle Your Money</description>
	<lastBuildDate>Fri, 03 Jul 2009 10:32:39 +0000</lastBuildDate>
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		<title>Difficult Times Can Make You or Break You</title>
		<description><![CDATA[>optical communications been a difficult time for the Weathers family the past 6 months. My husband lost his job and we are now struggling to keep our home. Our story is one that is being told across the United States. Families across the nation are struggling to keep their homes and the comforts that they [...]]]></description>
		<link>http://www.timetobudget.com/2009/06/26/difficult-times-can-make-you-or-break-you/</link>
			</item>
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		<title>Bad times aren&#8217;t in Financial Peace</title>
		<description><![CDATA[Living very close to DC, we get some pretty incredible news, and it&#8217;s all the worst from 3 areas.  I can&#8217;t say tri-state, because DC isn&#8217;t a state, but you get my drift.  We don&#8217;t just get news of murders in Virginia, but also in Maryland and DC.  It may be imagination, but the number [...]]]></description>
		<link>http://www.timetobudget.com/2009/04/22/bad-times-arent-in-financial-peace/</link>
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		<title>Cutting corners and making ends meet during the tough times</title>
		<description><![CDATA[We&#8217;re at the beginning of week 2 on unemployment. Our emergency fund is still in the bank, but we&#8217;re scrutinizing each penny that goes out the way Dave teaches in the first few weeks of Financial Peace.  I&#8217;d wager that we&#8217;d be in even better shape had we done it &#8220;religiously&#8221; since beginning Financial [...]]]></description>
		<link>http://www.timetobudget.com/2009/04/13/cutting-corners-and-making-ends-meet-during-the-tough-times/</link>
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		<title>Town Hall For Hope</title>
		<description><![CDATA[
 
Dave Ramsey is doing a town hall event.  Click on the banner to go to the site and look up your nearest venue .  Plan to go.  Be prepared to talk about the truth of the economy.  Dave will explain he we got there, and real life, proven to work, God given financial [...]]]></description>
		<link>http://www.timetobudget.com/2009/04/11/town-hall-for-hope/</link>
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		<title>Tough times are easier in Financial Peace</title>
		<description><![CDATA[My husband and I have been working on acheiving Financial Peace for nearly a year.  When we started out- we were close to forclosure.  A week after we started we got a notice that our van was to be repoed.  To say that we were highly motivated to start applying the financial truths we learned [...]]]></description>
		<link>http://www.timetobudget.com/2009/04/06/tough-times-are-easier-in-financial-peace/</link>
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		<title>When you ran out of money&#8230; simpler times.</title>
		<description><![CDATA[I&#8217;ve seen this video a few times and thought I&#8217;d share it here.  This comedian makes some very interesting observations about our society.  The changes in our world- just in the past 10 years are remarkable, but we&#8217;re never happy.  We never have enough.  There&#8217;s always more to be had, someone else who has [...]]]></description>
		<link>http://www.timetobudget.com/2009/02/27/when-you-ran-out-of-money-simpler-times/</link>
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		<title>Want versus need and sacrifice in Financial Peace</title>
		<description><![CDATA[My oldest daughter is at the age that we should be considering preschools for her.  There are many reasons she could go, and a good reason she should not.  No matter how cheap the price of the school, it is still income that could go toward paying down debt- and building an emergency [...]]]></description>
		<link>http://www.timetobudget.com/2009/02/25/want-versus-need-and-sacrifice-in-financial-peace/</link>
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		<title>Rasing a child into Financial Peace</title>
		<description><![CDATA[I&#8217;m embarrassed to say that it wasn&#8217;t until I was almost 31 that I even considered that money is a responsibility.  I didn&#8217;t receive instruction from parents, in schools, or from churches.  No wonder our finanicial market is in shambles.  The closest I ever came to advice was when my ex-husband and I were planning [...]]]></description>
		<link>http://www.timetobudget.com/2009/02/19/rasing-a-child-into-financial-peace/</link>
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		<title>Put down your rock.  It&#8217;s you that matters in Financial Peace.</title>
		<description><![CDATA[Admittedly, I&#8217;ve been a media hermit the last few months.  I was vaguely aware that a mother had given birth to eight children last week.  Information has trickled down and people are shocked that this single woman living on disability, and already with six children can afford IVF- and apparently shows up for television interviews [...]]]></description>
		<link>http://www.timetobudget.com/2009/02/13/put-down-your-rock-its-you-that-matters-in-financial-peace/</link>
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		<title>It&#8217;s your patriotic duty to be in debt.  Uncovering the truth with Financial Peace</title>
		<description><![CDATA[As a disclaimer to this post, I&#8217;ll admit that I am a Democrat.  Actually, I&#8217;m an Independent, but if forced to identify, it would have to be with the Democratic Party.  I find myself in a minority among conservative Christians. 
I receive occasional emails from Dave, and the most recent contained his thoughts on the Obama&#8217;s [...]]]></description>
		<link>http://www.timetobudget.com/2009/02/09/its-your-patriotic-duty-to-be-in-debt-uncovering-the-truth-with-financial-peace/</link>
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